How building societies compete in the mortgage market
In this article, Julian Wells, Director at Whitecap Consulting, explores the dynamics of the mortgage market with specific reference to…
Category: Articles
Open Banking – the opportunity for building societies
In this article, Julian Wells, Director at Whitecap Consulting, reflects on the findings of the research in relation to one…
The digital transformation challenge for building societies
In this article, Stefan Haase, Director at Whitecap Consulting, discusses the sector’s position on digital transformation as well as the…
The transition of financial services to ESG and green finance
Sustainability in business has tended to be primarily associated with long-term commercial performance issues such as with balance sheet strength,…
Regionality: a driving force for most building societies
In this article, Richard Coates, Managing Director at Whitecap Consulting, explores the key role that regionality plays for building societies…
FinTech Innovation Roadmap to drive a digital enabled net zero economic recovery
PRESS RELEASE – 12th May 2021 FinTech Innovation Roadmap to drive a digital enabled net zero economic recovery FinTech Scotland…
‘The Magic of Mutuality’ – enhancing valuable member relationships
In this article, Richard Coates, Managing Director of Whitecap Consulting, explores what impact mutuality has on the culture, behaviours and…
Scenario Planning for an Uncertain Future
As we emerge from the pandemic, many organisations need to update their strategies, but uncertainty still remains. Consumer behaviour has…
Building Societies demonstrate their individuality through their strategic focus
In this piece, Luke Freeman, Director at Whitecap Consulting, discusses the key report findings relating to strategy and how the…
Opportunity knocks for building societies and FinTechs
Kicking off with the first article, published during UK FinTech Week, Julian Wells, director at Whitecap Consulting, looks at the…
New report highlights strong sources of differentiation for the building society sector
The research for the report involved a quantitative data analysis of all 43 building societies, interviews with 33 building society…
The Kalifa Review: 10 data points about UK FinTech
As part of our work analysing the UK’s regional FinTech ecosystems the team at Whitecap has spent a lot of…
MKBLP Panel 06/04/21 – All Things Strategy Related
On Tuesday 6th April, Whitecap Consulting’s Lal Tawney will be joining fellow MKBLP member, Professor Cliff Bowman of Cranfield University,…
The Kalifa Review – Regional FinTech Reflections
There was much to digest in the highly-anticipated Kalifa Review published on Friday 26th February. Whitecap’s deep involvement in the…
The Covid pandemic has accelerated numerous aspects of business in various market sectors; is Social Purpose one of them?
In this blog, Richard Coates, Whitecap’s Managing Director, explores some of the key themes associated with Social Purpose: why it’s…